Askari Commercial Bank Ltd - It gives me great pleasure to be writing to you at the beginning of an exciting new chapter in the life of Askari Commercial Bank Limited. The bank was founded in 1992, and in the 15 years since, our growth and success patterns have far outgrown industry standards. It is a matter of pride for us to be able to offer one of the widest array of products to our customers through our extensive branch network all over the country.However, history has shown that change is the only constant and that with time, always comes change. Just like innovation brings us improvement, and progress offers the promise of perfection. We are evolving, and our desire to grow with time coupled with our firm commitment to maintaining excellent standards of banking quality and services has enabled us to realize that we need to evolve from within.Askari Bank has expanded into a nationwide presence of 150 branches, and an offshore banking Unit in Bahrain. A shared network of over 1,100 online ATMs covering all major cities in Pakistan supports the delivery channels for customer service. As on December 31, 2007, the bank had equity of PKR 12.27 billion and total assets of PKR 182.17 billion, with over 800,000 banking customers, serviced by our 6,808 employee