Easypaisa Loan – Get Instant Personal Loans with Ease

By Shahzaib

If you’re ever short on cash and need a quick fix, let me tell you about the Easypaisa loan—a real lifesaver! It’s one of the easiest ways to get money straight into your Easypaisa account without any paperwork. Here’s everything you need to know, including Easypaisa loan apply online, charges, and eligibility.

Easypaisa Loan Eligibility: Who Can Apply?

So before you get started, here are requirements:

• You should be a Pakistani citizen between 18 years and above.
• You need to have an activated Mobile Account on Easypaisa.
• Activity in your Easypaisa account as well as transaction history will determine your Easypaisa loan limit.

If you meet these requirements, you’re good to go!

Easypaisa Loan Limit & Interest Rate

• Loan amount ranges from PKR850 to PKR10000.
• Loan tenure:
  • Up to 60 days if applied through the Easypaisa App.
  • Up to 30 days in case of applying through the Easypaisa loan code (USSD: 7867#).
• Depending on the amount of loan and tenure, Easypaisa loan interest rates and service charges may vary.

Example: If you borrow PKR 10,000, the Easypaisa loan charges on 10,000 will be disclosed during the application.

Easypaisa Loan Lene Ka Tarika: How to Apply?

Via Easypaisa App

1. Make sure you download the Easypaisa Application by visiting either Play Store or App Store.
2. Open and log in to it, then click that EasyCash/Loan option.
3. Enter how much loan you need and for how long you want it.
4. Complete any needed items and submit the application.
5. You will instantly receive the amount approved into your Easypaisa account.

Via USSD Code

1. On your registered number, dial 7867#.
2. Then choose your desired amount and period for the loan.
3. Confirm with Easypaisa by inputting your PIN.
4. If approved, you will receive the transfer of loan amount instantly.

Repayment & What Happens If You Don’t Pay?

• On the due date, loan repayments will automatically be deducted.
• You can also repay via the application or USSD (7867#) manually.
• If you do not repay in time:
  • You will incur a late payment fee.
  • You may land on the Easypaisa loan defaulter list.
  • Your credit history could be revised, restricting the eligibility to future loans.

Easypaisa loan is very good and it is very comfortable, but its charges and dates just need to be considered. Always borrow the amount you can comfortably repay so that you do not find yourself on the Easypaisa loan defaulter list. If you need money in a hurry, then this is your deal!