This page details Punjab’s newly launched residential welfare project. You will learn how the initiative secures unsafe homes, how much financial aid you can claim, and the exact process to register. This guide is for low income residents and families in Punjab living in dilapidated houses or looking to expand their existing residential units.
What is the Apna Ghar Mehfooz Ghar Scheme?
The Chief Minister of Punjab Maryam Nawaz Sharif officially approved the Apna Ghar Mehfooz Ghar scheme in July 2026. The government introduced it to prevent infrastructure accidents. They may be caused by collapsing structures, leaking roofs and dilapidated homes.
This program provides direct financial aid and interest free loans to underprivileged families. The initiative ensures that families do not have to live in structural fear due to lack of funds.
Financial Allocation and Funding Segments
The government divides the program into two main components:
- It offers immediate cash grants for urgent home repairs.
- It provides interest-free loans with easy installment plans for families who need to build new sections or add floors to their properties.
| Financing Category |
Maximum Allocation Limit |
Loan Nature |
Purpose |
| Home Renovation and Repair |
Up to PKR 500,000 |
Direct Assistance / Grant |
Repairing leaky roofs, broken walls, and structurally dangerous sections. |
| House Construction & Expansion |
Up to PKR 1,000,000 |
Interest-Free Loan |
Building an additional floor or constructing a completely new section on an owned plot. |
Note: The field inspection reports directly dictate whether you qualify for the PKR 500,000 repair grant or the PKR 1 million construction loan.
Apna Ghar Mehfooz Ghar Scheme Apply Online Process
The official portal for the Apna Ghar Mehfooz Ghar Scheme apply online is yet to be announced. Once announced, you can log on to apply and track your applications. The expected registration method is:
- Visit the designated Punjab housing scheme online portal or visit your nearest designated government e-Khidmat Center.
- Fill in the form.
- Attach required documents.
- Submit.
A government technical team will visit your residential site to verify the structural damage before approving and releasing your funds.
Apna Ghar Mehfooz Ghar Scheme Eligibility Criteria
- The applicant must be a resident of Punjab.
- The target property must be located within Punjab.
- For repair grants the applicant must own or legally reside in a house that provincial inspectors verify as structurally unsafe or severely damaged.
- The program prioritizes poor, low-income, or middle-income families.
- For house construction loans, the applicant must demonstrate the valid ownership of the property.
Required Documents
- Valid CNIC.
- Property ownership proof
- Evidence of income.
- Clear images of the damaged or unsafe places in the house
- A signed undertaking declaring you as a first-time homeowner.
- The completed application form and product disclosure sheet