PM Apna Ghar Scheme Online Registration

The Prime Minister's Apna Ghar Scheme is a housing program by the government. The government of Pakistan has introduced it to help citizens own a house. The government provides subsidized loans up to Rs. 1 crore with very low markup rates to make home ownership affordable for those who cannot pay the full price upfront.

It is applicable to:

• Purchasing and construction of 10 Marla (2720 square feet) or less plots.
• Purchasing an apartment up to 1,500 square feet.

PM Apna Ghar Scheme Registration Process

For PM Apna Ghar Scheme online registration

• Go to the official website at apnaghar.gov.pk.
• Register to make an account.
• Log in.
• Fill in the application form
• Upload your documents.
• Submit.

Use the same portal to track your status using your login details.

You can visit branches of participating banks to apply in person.

Required Documents for Registration OF PM Apna Ghar Scheme

For PM Apna Ghar Scheme online registration, make sure you these.

Mandatory Documents

• Loan Application Form (LAF) and CF undertaking.
• Product Disclosure Sheet.
• Undertaking for first time homeowner.
• Proof of income (for salaried individuals and business owners).
• Any valid expense document (in case of unemployment).
• Income assessment document (Account Maintenance Letter along with at least a recent 6-month bank statement)

Required Where Applicable

• Valid CNIC copy of the applicant & co-partner.
• 2 passport-size color photographs of the applicant & co-partner.
• Proof of allotment, transfer, and/or document of the property to be mortgaged.
• Direct Debit Authority (DDA).

Who Can Apply For PM Apna Ghar Scheme?

• You must have a valid Pakistani CNIC.
• You and your spouse must not already own a house or flat in Pakistan.
• You should have a stable source of income.
• Applicants should generally be between 21 and 60 years old.

These are general criteria. For specific eligibility details, contact your bank.

What Apna Ghar Scheme Scheme Covers

• The purchase of a new house or flat.
• The construction of a home on a plot you already own.
• The purchase of a plot for construction.

The scheme provides financing for up to 20 years with only a 5% markup rate for the first 10 years.