In a wok put together ½ liter milk and 125 gm sugar. Thicken with 3 tbsp custard powder. Then add 3 tbsp cocoa powder and ¼ tsp cardamom powder.
Cook till thick custard is formed, now remove in a bowl, put on bowl on ice cubes and mix well till it is chilled.
Now add ½ kg thick yogurt, 100 gm ground almonds and 50 gm chocolate chip. Mix well.
Spread chopped fruit cocktail in a serving bowl, top with custard mixture. Put in refrigerator and serve chilled.