Wealth Creation for Children

(ZEESHAN KHAN, Karachi)

There is this wonderful saying, "good things come in small packages." One other saying, "small brilliant minds are more creative than you," both these target our children. We want our children to be smart about everything. Everyone wants his or her child to know what money is worth. We want our kids to know why we work hard to give them the best education, and why we want them to turn up to be great people who are looked upon. If you want to teach your children about money, help them with a wealth creation program.

Wealth creation program is not only for adults. Anyone can start earning at any age. The only things that are required are creative ideas and someone's support. There are many great people who started to work or invented big companies at the age of 10. Alexander Graham Bell was 11 when he found that people could talk to each other with a device called Telephone. It is never too soon to earn and build a wealth creation plan.

Your child can start his or her wealth creation program, by taking up tasks around the house, like mowing the lawn, taking pets for a walk, etc. and this will be a nice start. You can guide them to save all the money that they receive as gifts on birthdays, Christmas, etc. This step will help them see their money grow. You can open a savings account for your child in a local bank that is near your house. It will help them keep the money safe and also teach them the banking concept.

You could buy a bond in your children's name or invest in shares. You should encourage them to open a retirement account as soon as they get their first job. Also guide them to join a business course or financial counseling when needed to take wise money related decisions and to have an effective wealth creation plan.

Every child has many creative ideas, so instead of letting the child waste all the time in just playing around, this winter holidays give the child his or her own wealth creation plan, which can be implemented playfully. Help your child to materialize his or her ideas and give him or her new hopes and ways to earn allowances and save for future.

ZEESHAN KHAN
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