How to Claim Your Pension with EOBI

Published: Tuesday, April 21, 2026

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How to Claim Your Pension with EOBI

EOBI Pension Claim Process

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Complete Guide to EOBI Pension Claim Process in Pakistan

About Chairman

EOBI or Employees' Old Age Benefits Institution is an organization established on April 15, 1976, for the benefit of employees after retirement by the Honorble Chairman. After retirement, government employees are usually eligible for a pension. Claiming your pension from the Employees’ Old-Age Benefits Institute (EOBI) is a significant procedure for workers in Pakistan who are seeking post-retirement financial assistance.

If you plan to file a claim for your pension with EOBI, this guide was written to make it easier for you to understand how to file a claim to receive your EOBI pension.

How to Register with EOBI?

The process of registration with EOBI is very easy. But, before registration, make sure that you are an employee of an organization where the number of employees is not less than 10. However, it is also essential for employers to register with EOBI.

How to Claim Your Pension with EOBI?

You can only claim your pension after retirement if you are registered with the organization. However, here are the steps to get your pension easily with a few steps.

  • Visit the official website of EOBI.
  • Click on the EOBI insured person detail or employee details.
  • You will land on a page where you can enter your login details, i.e., EOBI registration number and National Identity card number. You can check by entering either of them.
  • Check the details of your EOBI fund or pension and send the required documents to the nearest regional office of EOBI.
  • After sending the details, the organization will verify the documents and send you a “claim form”.
  • Fill out the form and return it to the office with essential details.

After you submit the claim form, the officials will start processing it. After completing it, the office will issue you the pension card in 30 days.

You can receive your funds in your bank account registered with EOBI.

Eligibility Criteria

The eligibility criteria must be met before beginning the process of how to present claims for EOBI pensions:

  • Registered with EOBI.
  • Age Requirements:

  • Men: 60 Years
  • Women: 55 Years
  • Contributions Required: 15 Year Minimum
  • Valid CNIC and Employment History

How to Calculate EOBI?

The EOBI Individuals can calculate the pension rate using this formula.

Pension = [Average Monthly Wages] x [Number of Years Spent in Insurable Service] / 50

Documents Required for Pension Claim

You’ll need to send a list of documents to the address mentioned above to file an EOBI claim. However, the documents differ slightly, based on whether you are claiming a pension for yourself or are a surviving relative of an insured deceased individual. We’re listing down documents for both:

Documents for Insured Individuals(who are alive)
  • EOBI Registration Card PI-03 (if available)
  • Certificate/Proof of Employment
  • Copy of CNIC
Documents of Insured Individuals(who are deceased)
  • EOBI Registration Card PI-03 (if available)
  • Certificate/Proof of Employment
  • Copy of CNIC
  • Nikah Nama of the spouse (Widow/Widower)
  • Death Certificate issued by NADRA
  • Proof of relationship with the deceased(FRC issued by NADRA)

FAQs (Frequently Asked Questions)

What is the minimum age for EOBI pension?

Men can apply at 60 years and women at 55 years.

How long does the EOBI pension claim process take?

It usually takes a few weeks after document verification.

Can I apply online for how to claim the EOBI pension?

Most applications are submitted at the nearest EOBI office.

Is a bank account required for pension?

Yes, your pension is transferred monthly to your bank account.

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